We are committed to protecting your privacy and ensuring the security of your personal information across all our platforms, including our website, mobile applications, WhatsApp channel, and physical premises.
This policy applies to all Kadick Integrated Limited services and platforms.
To verify your identity, create your account, and ensure secure access to our services
To provide location-based services, verify service availability, and comply with regulatory requirements
To fulfill KYC (Know Your Customer) obligations, prevent fraud, and comply with financial regulations
To provide business-specific services, verify commercial entities, and support business accounts
To improve our services, enhance security, and provide personalized user experience
This Privacy Policy describes your privacy rights regarding our collection, use, storage, sharing, and protection of your personal information. It applies to all Kadick Integrated Limited digital platforms, WhatsApp services, physical premises, and administrative records. We implement robust security measures including encrypted session management and multi-factor authentication to protect your data.
By accessing our platforms, using our services, or visiting our premises, you provide explicit consent for the collection and processing of your personal information as described in this policy. This includes consent for KYC verification, transaction processing, and communication through preferred channels. You may withdraw consent at any time by contacting our Data Protection Office, subject to regulatory requirements.
We collect information through multiple channels including: Our mobile applications and website, WhatsApp business platform, Physical registration at our offices, Third-party verification services, Transaction processing systems. Each channel employs appropriate security measures to ensure data integrity and confidentiality during collection and transmission.
We use your information to: Provide and improve our services, Process transactions and maintain your account, Verify identity and prevent fraud, Comply with legal and regulatory requirements, Communicate important service updates, Offer personalized services and recommendations, Conduct research and analytics to enhance user experience, Ensure network and information security.
We implement comprehensive security measures including: 256-bit SSL encryption for data transmission, Secure socket layer technology for web transactions, Regular security audits and penetration testing, Access controls and authentication protocols, Physical security measures at data centers, Employee training on data protection, Incident response and breach notification procedures.
We may share your information with: Regulatory authorities as required by law, Financial institutions for transaction processing, Verification agencies for KYC compliance, Service providers under strict confidentiality agreements, Law enforcement when legally compelled. We never sell your personal information to third parties for marketing purposes.
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Typically, we maintain transaction records for 7 years as required by financial regulations, while personal identification information is retained for the duration of your active account plus applicable statutory periods.
You have the right to: Access your personal information, Request correction of inaccurate data, Object to processing of your data, Request deletion of your data, Data portability, Withdraw consent, Lodge complaints with regulatory authorities. To exercise these rights, contact our Data Protection Officer using the details provided below.
Your data is primarily stored and processed within Nigeria. Where international transfer is necessary, we ensure adequate protection through: Adequacy decisions by relevant authorities, Appropriate safeguards including standard contractual clauses, Your explicit consent where required, Comprehensive security measures during transmission and storage.
We may update this Privacy Policy periodically to reflect changes in our practices, services, or legal requirements. We will notify you of significant changes through appropriate channels including email, in-app notifications, or website announcements. Continued use of our services after updates constitutes acceptance of the revised policy.
For privacy concerns, data access requests, or support with your personal information
We respond to all inquiries within 48 hours during business days
Compliant with
Nigeria Data Protection Regulation (NDPR) 2019